Rental Guide
CDW (Collision Damage Waiver) is the most misunderstood term in car rental. It's not insurance β it's a waiver that reduces your financial liability if the rental car is damaged. At RENAX, CDW is included in every rental as part of our full kasko coverage. Airport chains charge β¬15/day extra for it. This guide explains what CDW means in plain English.
What CDW actually is: CDW is NOT insurance. It's a contractual agreement between you and the rental company that waives (reduces) your financial responsibility for damage to the vehicle. Without CDW, you'd be liable for the full cost of any damage. With CDW, your liability is capped at an agreed amount (the 'excess' or 'deductible'). Think of it as the rental company saying: 'If you damage the car, you won't pay more than X amount.'
How CDW works at RENAX: our full kasko insurance includes CDW β you're covered automatically. The excess (maximum you'd pay) is 5,000 TRY (~β¬140). This means: if you damage the car and repairs cost 50,000 TRY, you pay 5,000 TRY and insurance covers the rest. If repairs cost 3,000 TRY, you pay 3,000 TRY (below the excess). Airport chains: base rate β¬25/day + CDW β¬15/day + theft protection β¬10/day = β¬50/day before other fees. At RENAX: β¬55/day includes everything β no CDW surcharge.
Super CDW / Excess Reduction: airport chains will try to sell you 'Super CDW' or 'Excess Reduction' β an extra β¬10β15/day to reduce your excess from β¬1,000 to β¬0β100. This is where they make their real profit. RENAX doesn't play this game. Our standard excess (5,000 TRY / ~β¬140) is so low that 'excess reduction' would be meaningless. We include proper coverage from the start.
Collision Damage Waiver β a contractual agreement that caps your financial liability for vehicle damage. It's not insurance β it's the rental company waiving their right to charge you the full repair cost. At RENAX, CDW is included in every rental at no extra cost.
Not with RENAX β full kasko (including CDW) is included in your daily rate. Airport chains charge β¬15/day extra for CDW. Our β¬55/day rate is truly all-inclusive β no separate insurance charges.
At RENAX β no, it's unnecessary. Our standard excess is only 5,000 TRY (~β¬140), far lower than the β¬800β1,500 excesses at airport chains. At airport chains, Super CDW may be worth considering if you want peace of mind, but it significantly increases your rental cost.
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